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Apr 10, 2018, 12.53 PM IST
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has announced the launch of its subsidiary, SBI (UK) Limited, with an initial capital commitment of 225 million pounds from its parent entity.India's largest state-owned bank , which celebrated the new subsidiary with a special event in London yesterday, becomes the first foreign bank in the UK to ringfence its retail division from its wholesale business.SBI said that the ringfencing and subsidiarisation of the retail franchise SBI UK, the bank's largest overseas operation, offers UK customers "stability and reassurance" amidst continuing uncertainty around the UK's decision to leave the European Union (EU)."We are extremely proud of how far the bank has come from the first time it opened its doors to UK residents in 1921," said Sanjiv Chadha, Regional Head of SBI UK."The launch of our UK subsidiary shows our commitment to operate in the UK market. Many banks primarily see the UK as the gateway to Europe and are fazed by the impact of Brexit. Our calculus is different. We see London as the ideal launch pad for a global presence and have full faith that, despite Brexit, London will remain the premier international financial centre," he said.The UK subsidiary of the SBI has been launched with an initial capital commitment of 225 million pounds from its parent entity. The UK's Prudential Regulation Authority (PRA) wants foreign banks to establish UK subsidiaries to protect depositors in the UK from uncertainties in foreign markets. It is aimed at preventing a repeat of the financial crisis, by ensuring that banks have enough capital to support their business.The costly move has caused an industry uproar, leading many existing foreign-owned bank branches to reassess their presence in the UK.However, SBI UK says it has chosen to view the restructuring as an endorsement for London as a financial capital of the world, despite uncertainty triggered by the Brexit.Charles Bowman, Lord Mayor of the City of London, said: "The move is a reflection of the continued strength of UK-India ties, particularly in financial and professional services. I look forward to further building on our 100-year relationship with India's largest bank."SBI UK, as the largest Indian bank in the UK, said it is confident that London will continue to remain the pre-eminent financial capital for institutions seeking a "gateway to a global presence".The new subsidiary, which came into effect on April 1, means that all retail branches of SBI in the UK will fall under a new UK-incorporated banking entity instead of their previous status as overseas branches of the Indian entity."The UK market is one of tremendous interest and promise to us and that is unchanged regardless of Brexit. London is the best place for us to base our international business in, we find the regulatory climate proportionate and supportive," Chadha said.SBI operates seven branches in London and five each in Manchester, Birmingham, Wolverhampton, Leicester and Coventry - all cities with a large concentration of Indian diaspora population.The bank says that while the Indian-origin customer base will remain at the heart of its operations, it will use its expansion to cater to the wider UK market as a competitive local bank.
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I think I should also mention, that no matter what the stores in the liver, it is indicated in malabsorption patients that the enterohepatic system does not function correctly, therefore these stores are not being taken up and recycled properly. Again, another problem which points to us needing a test that effectively establishes whether the b12 is restoring/regenerating/repairing tissues.

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Hi Kaytee, I agree with many of your points. There are however studies showing that at least in some studies you do get material to the cells and alter the metabolism. These studies have looked at changes in MMA and Hcy, and have shown an effect. We are currently in the final stages of comparing all the types of supplements in those that are deficient. It is taking a long time to organize as one would expect. As for knowing whether the topical material works before the study, I would say this. We have patients who have had the typical VB12 deficiency muscle tremors that we have managed to “cure”. We have patients with FSHD who have managed to get improvement in muscle strength. We have also caused weight loss in patients, presumably by increasing mitochondrial output. We also have had several people reporting increased energy levels. We are pretty convinced that it works. I agree about all the problems with the non-diagnosis and even non-treatment of those who are deficient. I personally am appalled at this, having my mother, who was highly intelligent reduced to almost incoherency through the use of metformin and the lack of knowledge of subsequent VB12 deficiency. There is much to be done in the area, but you have to start somewhere.


Hi Kaytee, I agree with many of your points, particularly about people not being diagnosed with deficiency and dying without ever being tested. I also think that any replenishment of the system and repair of damage caused by deficiency is going to take a long time, particularly if it involves remodelling of myelin, replacement of MBP, etc. I don’t think that most people realize this, they seem to think that if you get serum levels of VB12 (of unknown type) that that is sufficient. You just have to look at the approach to VB12 injections, where they basically wait until the patient is deficient again before they re-inject. In the meantime the patient has been in partial insufficiency for most of the time. Our calculations suggest that upwards of 20% of the population in the US and Australia is deficient and possibly has signs of sub-clinical deficiency. This is without throwing in the calculation for the 16% or so who are homozygous for MTHFR mutations. It is for this reason that the transdermal application has so much promise. It slowly releases saturating amounts of VB12 over hours and hours, thereby hopefully allowing for full saturation of TCII and uptake into the cells and transport into the CSF. It is also the reason for including both Ado and MeCbl in the formulation so that you give the cells every chance to operate properly. Yes it is very serious stuff and much more so than the majority of the medical profession will give credit. You just have to go to the majority of the relevant web-sites that totally avoid the problem or suggesting the solution.

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Hi All,

Here is a great group I found on Facebook. It is called Pernicious Anaemia Society and here is the link: https://www.facebook.com/groups/108861749243527/

Here is an paragraph from one of their posted: (this article has many links provided that may be of interest) 3. A research article by Scand J Haematol(l980) 25,401406 states that B12 levels are dependent on folate status. This means that a person could be folate deficient which causes the B12 level to go low. Once the person is treated with folic acid this also returns the B12 level to normal. However, if you are already deficient in B12 and getting B12 injections the artiicle may explain why it seems the injections are not working the way they should. When your folate level is low, it causes the B12 analogues (inactive B12) to increase and the cobalamin (active B12) to decrease. Inactive B12 or B12 analogues is the B12 your body cannot convert. Active B12 is the B12 your body needs and can use…Methylcobalamin and Adenosylcobalamin are the two active forms of B12 and are what your body converts cyanocobalamin and hydroxocobalamin injections to. The link to the research article is below:

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3. Learn as much as you can about PA because most doctors are not forthcoming with information regarding PA/B12 Deficiency. You can read more on PA at the following links below:

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and for more information including many research articles please visit the Pernicious Anaemia Society website and click on forum:

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I’m a 37 yr old mother of 3. Not over weight, no thyroid problems. i’ve been having numbness in my right thigh. I get up an immediately fall. This has become more frequent as of the past 3 weeks. the symptoms have included, tingling and cool feeling up my leg. tingling in feet and hands. Headache, nausea and dizziness and tiredness. I just had and MRI and MRA today. They also ran some tests… B12 204, MCH 34.3, MCV 100.3, RDW 12.1 and RBC, Auto 3.72. is this just what B12 deficiency does or could there be something else that the MRI/MRA will show?

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meli d says

I understand that glyphosate, the active ingredient in Roundup Ready herbicide, chelates minerals in plants so that they still test as being there but are unavailable to the plant. Have we considered it’s having the same effect on humans and other animals? Womens Duflex Walker Hudson khaki Sports Shoes Walking Chung Shi jNwqPCV
And now we’re going to feed roundup ready alfafa to cattle across the country.

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Michelle says